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U.S. persons should consult a tax adviser for more information. HSBC Direct Savings can only be opened online.

Additionally, we will take certain steps to verify your identity, such as asking for your driver's license or other identifying documents or checking other sources.

Definitely continue reading below for everything you would need to know about the attractive account and rate!

HSBC Direct Savings offers an APY of 0.01% (APY stands for annual percentage yield, rates may change). The minimum balance to open a HSBC Direct Savings is $1.

Regular Savings Accounts in CAD and foreign currencies (U.S., Euro, Swiss, British, Japanese) and Investment Savings Accounts are no longer offered by HSBC. U.S. persons should consult a tax adviser for more information.

ATM/Debit card is not available for this product.HSBC offers the Modules for educational purposes only and they should not be considered professional or investment advice.

You must be 18 years of age and have a Social Security Number

While HSBC is pleased to offer the Modules as an educational service to our customers, HSBC does not guarantee, warrant or recommend the opinion or advice or the product and/or services offered or mentioned in these Modules.

Visit our United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts.

Charges and fees may reduce …

In order to apply online, you will need: HSBC Direct Savings Account & Exclusive $125 Bonus Offer SALES & OFFERS Offer Verified!

Deposit products are offered in U.S. by HSBC Bank USA, N.A.

With the HSBC Direct Savings Account, there are no hidden fees; the monthly maintenance fee is $0.

Online-only bank accounts, direct to you, from HSBC Direct Reach your goals faster with an online savings account

For a comprehensive review of your personal finances, always consult with a tax or legal advisor.

8 Used Today $600 Cash Back with a New HSBC Premier Checking Account With a new HSBC Premier checking account, you can qualify to get up to $600 (2% cashback) when you do qualifying activities. Visit our iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries.Android and Google Play are trademarks of Google Inc.United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts.

The Awards provide readers with the best cross-industry suggestions for young adults looking to commit to better financial practices in 2019.To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person or entity that opens an account.What this means for you: If you open a personal account, we will ask for your name, address, taxpayer identification number, date of birth, and other information that will allow us to identify you. Get higher rates, lower fees, and the convenience of banking on your own time and from anywhere! An online-only, high-yield savings account that outperforms the average interest rate on conventional savings accounts. Neither HSBC, nor any of its representatives may give legal or tax advice.

What APY does HSBC Bank USA offer?

APYs are variable and subject to change after opening.

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